diff --git a/src/js/controllers/bitpayCard.js b/src/js/controllers/bitpayCard.js
index 4654a2e18..0123d47ab 100644
--- a/src/js/controllers/bitpayCard.js
+++ b/src/js/controllers/bitpayCard.js
@@ -9,20 +9,6 @@ angular.module('copayApp.controllers').controller('bitpayCardController', functi
   };
   $scope.network = bitpayService.getEnvironment().network;
 
-  var updateHistoryFromCache = function(cb) {
-    // TODO no cache for now
-    $log.warn ('TODO: cache');
-    return cb();
-
-    bitpayCardService.getHistory($scope.cardId, function(err, data) {
-      if (err ||  lodash.isEmpty(data)) return cb();
-      $scope.historyCached = true;
-      self.bitpayCardTransactionHistory = data.transactions;
-      self.bitpayCardCurrentBalance = data.balance;
-      return cb();
-    });
-  };
-
   var setDateRange = function(preset) {
     var startDate, endDate;
     preset = preset ||  'last30Days';
@@ -49,13 +35,19 @@ angular.module('copayApp.controllers').controller('bitpayCardController', functi
   };
 
   var setGetStarted = function(history, cb) {
-    if (lodash.isEmpty(history.transactionList)) {
-      var dateRange = setDateRange('all');
-      bitpayCardService.getHistory($scope.cardId, dateRange, function(err, history) {
-        if (lodash.isEmpty(history.transactionList)) return cb(true);
-        return cb(false);
-      });
-    } else return cb(false);
+
+    // Is the card new?
+    if (!lodash.isEmpty(history.transactionList)) 
+      return cb();
+
+    var dateRange = setDateRange('all');
+    bitpayCardService.getHistory($scope.cardId, dateRange, function(err, history) {
+
+      if (!err && lodash.isEmpty(history.transactionList)) 
+        self.getStated=true;
+        
+      return cb();
+    });
   };
 
   this.update = function() {
@@ -63,18 +55,18 @@ angular.module('copayApp.controllers').controller('bitpayCardController', functi
 
     $scope.loadingHistory = true;
     bitpayCardService.getHistory($scope.cardId, dateRange, function(err, history) {
+
       $scope.loadingHistory = false;
 
       if (err) {
         $log.error(err);
         self.bitpayCardTransactionHistory = null;
-        self.bitpayCardCurrentBalance = null;
+        self.balance = null;
         popupService.showAlert(gettextCatalog.getString('Error'), gettextCatalog.getString('Could not get transactions'));
         return;
       }
 
-      setGetStarted(history, function(getStarted) {
-        self.getStarted = getStarted;
+      setGetStarted(history, function() {
 
         var txs = lodash.clone(history.txs);
         runningBalance = parseFloat(history.endingBalance);
@@ -87,13 +79,13 @@ angular.module('copayApp.controllers').controller('bitpayCardController', functi
           _runningBalance(txs[i]);
         }
         self.bitpayCardTransactionHistory = txs;
-        self.bitpayCardCurrentBalance = history.currentCardBalance;
+        self.balance = history.currentCardBalance;
+        self.updatedOn = null;
 
         if ($scope.dateRange.value == 'last30Days') {
 
-          // TODO CACHE
-          //
-          // $log.debug('BitPay Card: store cache history');
+          // TODO?
+          // $log.debug('BitPay Card: storing cache history');
           // var cacheHistory = {
           //   balance: history.currentCardBalance,
           //   transactions: history.txs
@@ -143,24 +135,25 @@ angular.module('copayApp.controllers').controller('bitpayCardController', functi
 
   $scope.$on("$ionicView.beforeEnter", function(event, data) {
     $scope.cardId = data.stateParams.id;
+
     if (!$scope.cardId) {
-      var msg = gettextCatalog.getString('Bad param');
       $ionicHistory.nextViewOptions({
         disableAnimate: true
       });
       $state.go('tabs.home');
-      popupService.showAlert(gettextCatalog.getString('Error'), msg);
-    } else {
-      updateHistoryFromCache(function() {
-        self.update();
-      });
-      bitpayCardService.getCards(function(err, cards) {
-        if (err) return;
-        $scope.card = lodash.find(cards, function(card) {
-          return card.eid == $scope.cardId;
-        });
-      });
     }
-  });
 
+    bitpayCardService.get({
+      cardId: $scope.cardId,
+      noRefresh: true,
+    }, function(err, cards) {
+
+      if (cards && cards[0]) {
+        self.lastFourDigits = cards[0].lastFourDigits;
+        self.balance = cards[0].balance;
+        self.updatedOn = cards[0].updatedOn;
+      }
+      self.update();
+    });
+  });
 });
diff --git a/src/js/controllers/tab-home.js b/src/js/controllers/tab-home.js
index 40a3ba6fc..8690f169c 100644
--- a/src/js/controllers/tab-home.js
+++ b/src/js/controllers/tab-home.js
@@ -98,7 +98,7 @@ angular.module('copayApp.controllers').controller('tabHomeController',
       $scope.buyAndSellItems = buyAndSellService.getLinked();
       $scope.homeIntegrations = homeIntegrationsService.get();
 
-      bitpayCardService.get(function(err, cards) {
+      bitpayCardService.get({}, function(err, cards) {
         $scope.bitpayCardItems = cards;
       });
 
@@ -210,6 +210,9 @@ angular.module('copayApp.controllers').controller('tabHomeController',
           } else {
             wallet.error = null;
             wallet.status = status;
+
+            // TODO service refactor? not in profile service
+            profileService.setLastKnownBalance(wallet.id, wallet.status.totalBalanceStr, function() {});
           }
           if (++j == i) {
             updateTxps();
diff --git a/src/js/controllers/tab-settings.js b/src/js/controllers/tab-settings.js
index 87fd027c4..d43b4cc6d 100644
--- a/src/js/controllers/tab-settings.js
+++ b/src/js/controllers/tab-settings.js
@@ -25,6 +25,7 @@ angular.module('copayApp.controllers').controller('tabSettingsController', funct
         isoCode: config.wallet.settings.alternativeIsoCode
       };
 
+      // TODO Move this to a generic service, like buyAndSell.
       $scope.bitpayCardEnabled = config.bitpayCard.enabled;
 
       if ($scope.bitpayCardEnabled) {
diff --git a/src/js/services/bitpayCardService.js b/src/js/services/bitpayCardService.js
index b63eb7bac..36696dd5e 100644
--- a/src/js/services/bitpayCardService.js
+++ b/src/js/services/bitpayCardService.js
@@ -115,11 +115,7 @@ angular.module('copayApp.services').factory('bitpayCardService', function($log,
             transactions = data.data.data || {};
             transactions['txs'] = _processTransactions(invoices, transactions.transactionList);
 
-            // TODO CACHE?
-            // update cache?
-            // if (lodash.isEmpty(opts)) {
-            //   root.setHistoryCache(cardId, transactions, function() {});
-            // }
+            root.setLastKnownBalance(cardId, transactions.currentCardBalance, function() {});
 
             return cb(data.data.error, transactions);
           }, function(data) {
@@ -179,15 +175,32 @@ angular.module('copayApp.services').factory('bitpayCardService', function($log,
     storageService.getBitpayDebitCards(bitpayService.getEnvironment().network, cb);
   };
 
-  // TODO??
-  // root.getHistoryCache = function(cardId, cb) {
-  //   storageService.getBitpayDebitCardHistory(cardId, cb);
-  // };
-  //
-  // root.setHistoryCache = function(cardId, data, cb) {
-  //   storageService.setBitpayDebitCardHistory(cardId, data, cb);
-  // };
-  //
+  root.getLastKnownBalance = function(cardId, cb) {
+     storageService.getBalanceCache(cardId, cb);
+  };
+
+  root.addLastKnownBalance = function(card, cb) {
+    var now =  Math.floor(Date.now()/1000);
+    var showRange = 600 ; // 10min;
+    
+    root.getLastKnownBalance(card.eid, function(err, data){
+      if (data) {
+        data = JSON.parse(data);
+        card.balance = data.balance;
+        card.updatedOn = ( data.updatedOn < now - showRange) ? data.updatedOn : null;
+      }
+      return cb();
+    });
+  };
+
+  root.setLastKnownBalance = function(cardId, balance, cb) {
+
+    storageService.setBalanceCache(cardId, {
+      balance: balance,
+      updatedOn: Math.floor(Date.now()/1000),
+    }, cb);
+  };
+
 
   root.remove = function(cardId, cb) {
     storageService.removeBitpayDebitCard(bitpayService.getEnvironment().network, cardId, function(err) {
@@ -211,25 +224,33 @@ angular.module('copayApp.services').factory('bitpayCardService', function($log,
   };
 
 
-  root.get = function(cb) {
+  root.get = function(opts, cb) {
     root.getCards(function(err, cards) {
       if (err) return;
+
       if (lodash.isEmpty(cards)) {
         return cb();
       }
-        // TODO
-        // bitpayCardService.getCardsHistoryCache(function(err, data) {
-        //   if (err) return;
-        //   if (lodash.isEmpty(data)) {
-        //     $scope.cardsHistory = null;
-        //     return;
-        //   }
-        //   $scope.cardsHistory = data;
-        // });
+
+      // Async, no problem
+      lodash.each(cards, function(x){
+
+        if (opts.cardId) {
+          if (opts.cardId != x.eid) return;
+        }
+
+        root.addLastKnownBalance(x, function() {});
+
+        if (!opts.noRefresh) {
+          root.getHistory(x.id, {}, function(err, data) {
+            if (err) return;
+            root.addLastKnownBalance(x, function() {});
+          });
+        }
+      });
 
       return cb(null, cards);
     });
-
   };
 
   /*
@@ -1282,8 +1303,7 @@ angular.module('copayApp.services').factory('bitpayCardService', function($log,
       if (lodash.isEmpty(cards)) {
         nextStepsService.register(nextStepItem);
       } else {
-        nextStepsService.unregister(nextStepItem);
-        // homeIntegrationsService.register(homeItem);
+        nextStepsService.unregister(nextStepItem.name);
       }
     });
   };
diff --git a/src/js/services/bwcError.js b/src/js/services/bwcError.js
index 6ea0b91d5..9740af88e 100644
--- a/src/js/services/bwcError.js
+++ b/src/js/services/bwcError.js
@@ -44,7 +44,7 @@ angular.module('copayApp.services')
             body = gettextCatalog.getString('Insufficient funds');
             break;
           case 'CONNECTION_ERROR':
-            body = gettextCatalog.getString('Network connection error');
+            body = gettextCatalog.getString('Network error');
             break;
           case 'NOT_FOUND':
             body = gettextCatalog.getString('Wallet service not found');
diff --git a/src/js/services/profileService.js b/src/js/services/profileService.js
index a9416fcf3..964b48eac 100644
--- a/src/js/services/profileService.js
+++ b/src/js/services/profileService.js
@@ -747,6 +747,31 @@ angular.module('copayApp.services')
       storageService.storeProfile(root.profile, cb);
     };
 
+    root.getLastKnownBalance = function(wid, cb) {
+      storageService.getBalanceCache(wid, cb);
+    };
+
+    root.addLastKnownBalance = function(wallet, cb) {
+      var now = Math.floor(Date.now() / 1000);
+      var showRange = 600; // 10min;
+
+      root.getLastKnownBalance(wallet.id, function(err, data) {
+        if (data) {
+          data = JSON.parse(data);
+          wallet.cachedBalance = data.balance;
+          wallet.cachedBalanceUpdatedOn = (data.updatedOn < now - showRange) ? data.updatedOn : null;
+        }
+        return cb();
+      });
+    };
+
+    root.setLastKnownBalance = function(wid, balance, cb) {
+      storageService.setBalanceCache(wid, {
+        balance: balance,
+        updatedOn: Math.floor(Date.now() / 1000),
+      }, cb);
+    };
+
     root.getWallets = function(opts) {
 
       if (opts && !lodash.isObject(opts))
@@ -780,6 +805,12 @@ angular.module('copayApp.services')
         });
       } else {}
 
+      // Add cached balance async
+      lodash.each(ret, function(x) {
+        root.addLastKnownBalance(x, function() {});
+      });
+
+
       return lodash.sortBy(ret, [
 
         function(x) {
@@ -796,7 +827,7 @@ angular.module('copayApp.services')
     root.getNotifications = function(opts, cb) {
       opts = opts || {};
 
-      var TIME_STAMP = 60 * 60 * 6; 
+      var TIME_STAMP = 60 * 60 * 6;
       var MAX = 30;
 
       var typeFilter = {
diff --git a/src/js/services/storageService.js b/src/js/services/storageService.js
index 8823ca472..5faf7afb6 100644
--- a/src/js/services/storageService.js
+++ b/src/js/services/storageService.js
@@ -344,12 +344,12 @@ angular.module('copayApp.services')
       storage.remove('coinbaseTxs-' + network, cb);
     };
 
-    root.setBitpayDebitCardHistory = function(cardId, data, cb) {
-      storage.set('bitpayDebitCardHistory-' + cardId, data, cb);
+    root.setBalanceCache = function(cardId, data, cb) {
+      storage.set('bitpayDebitCardBalance-' + cardId, data, cb);
     };
 
-    root.getBitpayDebitCardHistory = function(cardId, cb) {
-      storage.get('bitpayDebitCardHistory-' + cardId, cb);
+    root.getBalanceCache = function(cardId, cb) {
+      storage.get('bitpayDebitCardBalance-' + cardId, cb);
     };
 
     root.removeBitpayDebitCardHistory = function(cardId, cb) {
diff --git a/www/views/bitpayCard.html b/www/views/bitpayCard.html
index 46371ff19..8ea540d74 100644
--- a/www/views/bitpayCard.html
+++ b/www/views/bitpayCard.html
@@ -2,7 +2,7 @@
   <ion-nav-bar class="bar-royal">
     <ion-nav-back-button>
     </ion-nav-back-button>
-    <ion-nav-title>BitPay Visa<sup>&reg;</sup> Card ({{card.lastFourDigits}})</ion-nav-title>
+    <ion-nav-title>BitPay Visa<sup>&reg;</sup> Card ({{bitpayCard.lastFourDigits}})</ion-nav-title>
   </ion-nav-bar>
 
   <ion-content>
@@ -14,8 +14,13 @@
     <div class="amount-wrapper" ng-show="!error">
       <div class="amount-bg"></div>
       <div class="amount">
-        <div ng-if="bitpayCard.bitpayCardCurrentBalance" ng-click="bitpayCard.update()">
-          <div class="amount__balance">${{bitpayCard.bitpayCardCurrentBalance}}</div>
+        <div ng-if="bitpayCard.balance" ng-click="bitpayCard.update()">
+          <div class="amount__balance">${{bitpayCard.balance}}</div>
+
+          <div class="size-12 m5r" ng-if="bitpayCard.updatedOn">
+            {{bitpayCard.updatedOn  * 1000 | amTimeAgo}}
+          </div>
+
           <a class="button button-primary button-small m5t size-14"
             style="padding: 0.5em 1em;"
             ui-sref="tabs.bitpayCard.amount({'cardId': cardId, 'toName': 'BitPay Card'})">
@@ -23,7 +28,7 @@
             {{'Add Funds'|translate}}
           </a>
         </div>
-        <div ng-if="!bitpayCard.bitpayCardCurrentBalance" class="m10t">
+        <div ng-if="!bitpayCard.balance" class="m10t">
           <strong class="size-36">...</strong>
         </div>
       </div>
diff --git a/www/views/includes/bitpayCardsCard.html b/www/views/includes/bitpayCardsCard.html
index 89787d080..4f97fdc84 100644
--- a/www/views/includes/bitpayCardsCard.html
+++ b/www/views/includes/bitpayCardsCard.html
@@ -12,7 +12,7 @@
         <div class="bg icon-bitpay-card"></div>
       </i>
       <span>BitPay Visa&reg; Card ({{card.lastFourDigits}})</span>
-      <p>{{card.balance ? '$' + card.balance : 'Add funds to get started'|translate}}</p>
+      <p>{{card.balance ? '$' + card.balance : 'Add funds to get started'|translate}} {{card.updatedOn ?   (' | ' + (card.updatedOn  * 1000 | amTimeAgo)) : ''}}</p>
       <i class="icon bp-arrow-right"></i>
     </a>
   </div>
diff --git a/www/views/tab-home.html b/www/views/tab-home.html
index c84614a10..85eaf7964 100644
--- a/www/views/tab-home.html
+++ b/www/views/tab-home.html
@@ -81,7 +81,8 @@
             Incomplete
           </span>
           <span ng-if="wallet.isComplete()">
-            <span ng-if="!wallet.balanceHidden">{{wallet.status.totalBalanceStr}}</span>
+            <span ng-if="!wallet.balanceHidden"> {{wallet.status.totalBalanceStr ? wallet.status.totalBalanceStr : ( wallet.cachedBalance ? wallet.cachedBalance + ' | '  + (wallet.cachedBalanceUpdatedOn ? ( wallet.cachedBalanceUpdatedOn  * 1000 | amTimeAgo) : '') : ''  ) }} </span>
+            
             <span ng-if="wallet.balanceHidden" translate>[Balance Hidden]</span>
             <span class="tab-home__wallet__multisig-number" ng-if="wallet.n > 1">
               {{wallet.m}}-of-{{wallet.n}}