diff --git a/index.html b/index.html
index cac7012c4..d027d41b0 100644
--- a/index.html
+++ b/index.html
@@ -121,12 +121,10 @@
                       src="./img/satoshi.gif"
                     />
                   </span>
-                  <span ng-show="c.index==0">
-                    <p><b>you</b></p>
-                  </span>
-                  <span ng-show="c.index>0">
-                    <p><b>{{c.nick}}</b></p>
-                    <small>[SIN: {{c.peerId}}]</small>
+                  <span>
+                    <p><b ng-show="c.index==0">you</b><b ng-show="c.index>0">{{c.nick}}</b>
+                    <span class="success label" ng-show="$root.wallet.publicKeyRing.isBackupReady(c.copayerId)">Backup ready</span></p>
+                    <small>[ID: {{c.peerId}}]</small>
                   </span>
                 </div>
 
@@ -140,24 +138,34 @@
           <div class="large-12 columns">
             <div class="line-dashed"></div>
             <button class="button primary radius right"
-              ng-click="backupAndOpen()"
+              ng-click="backup()"
+              ng-show="!$root.wallet.publicKeyRing.isBackupReady()"
               ng-disabled="!$root.wallet.publicKeyRing.isComplete()">
               <span ng-show="$root.wallet.publicKeyRing.isComplete()" >
-                Backup keys and continue
+                Backup wallet
               </span>
               <span ng-show="!$root.wallet.publicKeyRing.isComplete()" >
-                <span ng-show="$root.wallet.publicKeyRing.totalCopayers - $root.wallet.publicKeyRing.registeredCopayers()>1">
-                {{$root.wallet.publicKeyRing.totalCopayers - $root.wallet.publicKeyRing.registeredCopayers() }} people have
+                <span ng-show="$root.wallet.publicKeyRing.remainingCopayers() > 1">
+                {{ $root.wallet.publicKeyRing.remainingCopayers() }} people have
                 </span>
-                <span ng-show="$root.wallet.publicKeyRing.totalCopayers - $root.wallet.publicKeyRing.registeredCopayers()==1">
+                <span ng-show="$root.wallet.publicKeyRing.remainingCopayers() == 1">
                 One person has
                 </span>
                 yet to join.
               </span>
-
-
             </button>
-            <!-- <a href="" class="db p10t left" ng-disabled="!$root.wallet.publicKeyRing.isComplete()">Skip Backup</a> -->
+            <button class="button primary radius right"
+              disabled="disabled"
+              ng-show="$root.wallet.publicKeyRing.isBackupReady()">
+              <span ng-show="$root.wallet.publicKeyRing.remainingBackups() > 1">
+                {{ $root.wallet.publicKeyRing.remainingBackups() }} people have
+                </span>
+                <span ng-show="$root.wallet.publicKeyRing.remainingBackups() == 1">
+                One person has
+                </span>
+                yet to backup the wallet.
+              </span>
+            </button>
           </div>
         </div>
       </div>
@@ -221,7 +229,7 @@
       </div>
       <div class="large-9 medium-8 small-12 columns">
         <!-- <div class="bottom&#45;copay" ng&#45;repeat="c in $root.wallet.getRegisteredPeerIds()" class="has&#45;tip" tooltip&#45;popup&#45;delay="1000" tooltip&#45;placement="top" tooltip="{{c.nick}}"> -->
-        <div class="bottom-copay" ng-repeat="c in $root.wallet.getRegisteredPeerIds()" tooltip="SIN: {{c.peerId}}" tooltip-placement="left">
+        <div class="bottom-copay" ng-repeat="c in $root.wallet.getRegisteredPeerIds()" tooltip="ID: {{c.peerId}}" tooltip-placement="left">
           <video ng-if="$root.videoInfo[c.peerId]"
             avatar peer="{{c}}"
             autoplay
diff --git a/js/controllers/header.js b/js/controllers/header.js
index 1b61dc518..e7b43e5a7 100644
--- a/js/controllers/header.js
+++ b/js/controllers/header.js
@@ -87,9 +87,9 @@ angular.module('copayApp.controllers').controller('HeaderController',
       window.onbeforeunload = undefined;
     });
 
-    $scope.backupAndOpen = function() {
+    $scope.backup = function() {
       var w = $rootScope.wallet;
-      w.offerBackup();
+      w.setBackupReady();
       backupService.download(w);
     };
 
diff --git a/js/controllers/import.js b/js/controllers/import.js
index fbb264143..0193aef5e 100644
--- a/js/controllers/import.js
+++ b/js/controllers/import.js
@@ -31,6 +31,12 @@ angular.module('copayApp.controllers').controller('ImportController',
           return;
         }
 
+        if (!w.isReady()) {
+          $rootScope.wallet = w;
+          controllerUtils.startNetwork($rootScope.wallet, $scope);
+          return;
+        }
+
         w.updateIndexes(function(err) {
           updateStatus('Importing wallet - We are almost there...');
           if (err) {
diff --git a/js/controllers/setup.js b/js/controllers/setup.js
index 3ac730299..4ebbd7496 100644
--- a/js/controllers/setup.js
+++ b/js/controllers/setup.js
@@ -81,6 +81,9 @@ angular.module('copayApp.controllers').controller('SetupController',
           passphrase: passphrase,
         };
         var w = walletFactory.create(opts);
+        if (w.totalCopayers > 1) {
+          backupService.download(w);
+        }
         controllerUtils.startNetwork(w, $scope);
       });
     };
diff --git a/js/controllers/signin.js b/js/controllers/signin.js
index 6503d46ab..e01292886 100644
--- a/js/controllers/signin.js
+++ b/js/controllers/signin.js
@@ -70,6 +70,7 @@ angular.module('copayApp.controllers').controller('SigninController',
               notification.error('Unknown error');
             controllerUtils.onErrorDigest();
           } else {
+            backupService.download(w);
             controllerUtils.startNetwork(w, $scope);
           }
         });
diff --git a/js/models/core/PublicKeyRing.js b/js/models/core/PublicKeyRing.js
index ea56d20f8..423c083eb 100644
--- a/js/models/core/PublicKeyRing.js
+++ b/js/models/core/PublicKeyRing.js
@@ -30,6 +30,7 @@ function PublicKeyRing(opts) {
   this.publicKeysCache = opts.publicKeysCache || {};
   this.nicknameFor = opts.nicknameFor || {};
   this.copayerIds = [];
+  this.copayersBackup = opts.copayersBackup || [];
   this.addressToPath = {};
 }
 
@@ -59,6 +60,7 @@ PublicKeyRing.prototype.toObj = function() {
     requiredCopayers: this.requiredCopayers,
     totalCopayers: this.totalCopayers,
     indexes: AddressIndex.serialize(this.indexes),
+    copayersBackup: this.copayersBackup,
 
     copayersExtPubKeys: this.copayersHK.map(function(b) {
       return b.extendedPublicKeyString();
@@ -78,7 +80,11 @@ PublicKeyRing.prototype.registeredCopayers = function() {
 };
 
 PublicKeyRing.prototype.isComplete = function() {
-  return this.registeredCopayers() === this.totalCopayers;
+  return this.remainingCopayers() == 0;
+};
+
+PublicKeyRing.prototype.remainingCopayers = function() {
+  return this.totalCopayers - this.registeredCopayers();
 };
 
 PublicKeyRing.prototype.getAllCopayerIds = function() {
@@ -350,12 +356,34 @@ PublicKeyRing.prototype._mergePubkeys = function(inPKR) {
   return hasChanged;
 };
 
+PublicKeyRing.prototype.setBackupReady = function(copayerId) {
+  if (this.isBackupReady()) return false;
+
+  var cid = this.myCopayerId();
+  this.copayersBackup.push(cid);
+  return true;
+}
+
+PublicKeyRing.prototype.isBackupReady = function(copayerId) {
+  var cid = copayerId || this.myCopayerId();
+  return this.copayersBackup.indexOf(cid) != -1;
+}
+
+PublicKeyRing.prototype.isFullyBackup = function(copayerId) {
+  return this.remainingBackups() == 0;
+}
+
+PublicKeyRing.prototype.remainingBackups = function() {
+  return this.totalCopayers - this.copayersBackup.length;
+};
+
 PublicKeyRing.prototype.merge = function(inPKR, ignoreId) {
   this._checkInPKR(inPKR, ignoreId);
 
   var hasChanged = false;
   hasChanged |= this.mergeIndexes(inPKR.indexes);
   hasChanged |= this._mergePubkeys(inPKR);
+  hasChanged |= this.mergeBackups(inPKR.copayersBackup);
 
   return !!hasChanged;
 };
@@ -372,4 +400,18 @@ PublicKeyRing.prototype.mergeIndexes = function(indexes) {
   return !!hasChanged
 }
 
+PublicKeyRing.prototype.mergeBackups = function(backups) {
+  var self = this;
+  var hasChanged = false;
+
+  backups.forEach(function(cid) {
+    var isNew = self.copayersBackup.indexOf(cid) == -1;
+    if (isNew) self.copayersBackup.push(cid);
+    hasChanged |= isNew;
+  });
+
+  return !!hasChanged
+}
+
+
 module.exports = require('soop')(PublicKeyRing);
diff --git a/js/models/core/Wallet.js b/js/models/core/Wallet.js
index 5e0be4c44..87f20d61e 100644
--- a/js/models/core/Wallet.js
+++ b/js/models/core/Wallet.js
@@ -49,7 +49,6 @@ function Wallet(opts) {
   this.network.maxPeers = this.totalCopayers;
   this.registeredPeerIds = [];
   this.addressBook = opts.addressBook || {};
-  this.backupOffered = opts.backupOffered || false;
   this.publicKey = this.privateKey.publicHex;
 }
 
@@ -327,6 +326,7 @@ Wallet.prototype.getRegisteredPeerIds = function() {
       var pid = this.network.peerFromCopayer(cid);
       this.registeredPeerIds.push({
         peerId: pid,
+        copayerId: cid,
         nick: this.publicKeyRing.nicknameForCopayer(cid),
         index: i,
       });
@@ -349,7 +349,6 @@ Wallet.prototype.toObj = function() {
     txProposals: this.txProposals.toObj(),
     privateKey: this.privateKey ? this.privateKey.toObj() : undefined,
     addressBook: this.addressBook,
-    backupOffered: this.backupOffered,
   };
 
   return walletObj;
@@ -358,7 +357,6 @@ Wallet.prototype.toObj = function() {
 Wallet.fromObj = function(o, storage, network, blockchain) {
   var opts = JSON.parse(JSON.stringify(o.opts));
   opts.addressBook = o.addressBook;
-  opts.backupOffered = o.backupOffered;
 
   opts.publicKeyRing = PublicKeyRing.fromObj(o.publicKeyRing);
   opts.txProposals = TxProposals.fromObj(o.txProposals);
@@ -879,12 +877,13 @@ Wallet.prototype.toggleAddressBookEntry = function(key) {
 };
 
 Wallet.prototype.isReady = function() {
-  var ret = this.publicKeyRing.isComplete() && this.backupOffered;
+  var ret = this.publicKeyRing.isComplete() && this.publicKeyRing.isFullyBackup();
   return ret;
 };
 
-Wallet.prototype.offerBackup = function() {
-  this.backupOffered = true;
+Wallet.prototype.setBackupReady = function() {
+  this.publicKeyRing.setBackupReady();
+  this.sendPublicKeyRing();
   this.store();
 };
 
diff --git a/js/services/backupService.js b/js/services/backupService.js
index 689604e47..0b7375c0e 100644
--- a/js/services/backupService.js
+++ b/js/services/backupService.js
@@ -11,10 +11,12 @@ BackupService.prototype.getName = function(wallet) {
 
 BackupService.prototype.download = function(wallet) {
   var ew = wallet.toEncryptedObj();
-  var timestamp = +(new Date());
-  var walletName = this.getName(wallet);
-  var filename = walletName + '-' + timestamp + '-keybackup.json.aes';
-  this.notifications.success('Backup created', 'Encrypted backup file saved.');
+  var partial = !wallet.publicKeyRing.isComplete();
+  var walletName = this.getName(wallet) + (partial ? '-Partial' : '');
+  var filename = walletName + '-keybackup.json.aes';
+
+  var notify = partial ? 'Partial backup created' : 'Backup created';
+  this.notifications.success(notify, 'Encrypted backup file saved.');
   var blob = new Blob([ew], {
     type: 'text/plain;charset=utf-8'
   });
diff --git a/test/mocks/FakeWallet.js b/test/mocks/FakeWallet.js
index 0790ce1e8..4c043395e 100644
--- a/test/mocks/FakeWallet.js
+++ b/test/mocks/FakeWallet.js
@@ -15,6 +15,7 @@ var FakeWallet = function() {
       createdTs: 1403102115,
     }
   };
+  this.publicKeyRing = {isComplete: function(){ return true; }};
 };
 
 FakeWallet.prototype.createTx = function(toAddress, amountSatStr, comment, opts, cb) {
diff --git a/test/test.PublicKeyRing.js b/test/test.PublicKeyRing.js
index 11051de07..5404653c9 100644
--- a/test/test.PublicKeyRing.js
+++ b/test/test.PublicKeyRing.js
@@ -29,9 +29,11 @@ var createW = function(networkName) {
   var copayers = [];
   for (var i = 0; i < 5; i++) {
     w.isComplete().should.equal(false);
+    w.remainingCopayers().should.equal(5-i);
     var newEpk = w.addCopayer();
     copayers.push(newEpk);
   }
+  w.isComplete().should.equal(true);
   w.walletId = '1234567';
 
   return {
@@ -176,6 +178,63 @@ describe('PublicKeyRing model', function() {
     w.getIndex(k.pub).getReceiveIndex().should.equal(2);
   });
 
+  it('should set backup ready', function() {
+    var w = createW().w;
+    w.isBackupReady().should.equal(false);
+    w.setBackupReady();
+    w.isBackupReady().should.equal(true);
+  });
+
+  it('should set backup ready', function() {
+    var w = createW().w;
+    w.isBackupReady().should.equal(false);
+    w.setBackupReady();
+    w.isBackupReady().should.equal(true);
+  });
+
+  it('should check for other backups', function() {
+    var w = createW().w;
+    w.remainingBackups().should.equal(5);
+    w.isFullyBackup().should.equal(false);
+
+    w.setBackupReady();
+    w.remainingBackups().should.equal(4);
+    w.isFullyBackup().should.equal(false);
+
+    w.copayersBackup = ["a", "b", "c", "d", "e"];
+    w.remainingBackups().should.equal(0);
+    w.isFullyBackup().should.equal(true);
+  });
+
+  it('should merge backup', function() {
+    var w = createW().w;
+
+    w.copayersBackup = ["a", "b"];
+    var hasChanged = w.mergeBackups(["b", "c"]);
+    w.copayersBackup.length.should.equal(3);
+    hasChanged.should.equal(true);
+
+    w.copayersBackup = ["a", "b", "c"];
+    var hasChanged = w.mergeBackups(["b", "c"]);
+    w.copayersBackup.length.should.equal(3);
+    hasChanged.should.equal(false);
+  });
+
+  it('should merge backup tests', function() {
+    var w = createW().w;
+
+    var w2 = new PublicKeyRing({
+      networkName: 'livenet',
+      walletId: w.walletId,
+    });
+    w.merge(w2).should.equal(false);
+    w.remainingBackups().should.equal(5);
+
+    w2.setBackupReady();
+    w.merge(w2).should.equal(true);
+    w.remainingBackups().should.equal(4);
+  });
+
   it('#merge index tests', function() {
     var k = createW();
     var w = k.w;
@@ -195,7 +254,6 @@ describe('PublicKeyRing model', function() {
     w2.getIndex(k.pub).getChangeIndex().should.equal(2);
     w2.getIndex(k.pub).getReceiveIndex().should.equal(3);
 
-    //
     w2.merge(w).should.equal(false);
   });
 
@@ -267,8 +325,6 @@ describe('PublicKeyRing model', function() {
     (function() {
       w.merge(wx);
     }).should.throw();
-
-
   });
 
 
diff --git a/test/test.Wallet.js b/test/test.Wallet.js
index b1f354cc6..27426db8e 100644
--- a/test/test.Wallet.js
+++ b/test/test.Wallet.js
@@ -360,6 +360,20 @@ describe('Wallet model', function() {
     }, w.reconnectDelay * callCount * (callCount + 1) / 2);
   });
 
+  it('#isReady', function() {
+    var w = createW();
+    w.publicKeyRing.isComplete().should.equal(false);
+    w.isReady().should.equal(false);
+
+    var w2 = createW2();
+    w2.publicKeyRing.isComplete().should.equal(true);
+    w2.isReady().should.equal(false);
+
+    w2.publicKeyRing.copayersBackup = ["a", "b", "c"];
+    w2.publicKeyRing.isFullyBackup().should.equal(true);
+    w2.isReady().should.equal(true);
+  });
+
   it('handle network indexes correctly', function() {
     var w = createW();
     var aiObj = {
@@ -941,16 +955,6 @@ describe('Wallet model', function() {
     });
   });
 
-  describe('#offerBackup', function() {
-    it('should work', function() {
-      var w = cachedCreateW2();
-      w.store = sinon.spy();
-      w.offerBackup();
-      w.backupOffered.should.equal(true);
-      w.store.calledOnce.should.equal(true);
-    });
-  });
-
   describe('#forceNetwork in config', function() {
     it('should throw if network is different', function() {
       var backup = copayConfig.forceNetwork;
@@ -960,5 +964,4 @@ describe('Wallet model', function() {
       copayConfig.forceNetwork = backup;
     });
   });
-
 });
diff --git a/test/test.WalletFactory.js b/test/test.WalletFactory.js
index 018779871..58e380d34 100644
--- a/test/test.WalletFactory.js
+++ b/test/test.WalletFactory.js
@@ -10,7 +10,7 @@ var FakeBlockchain = require('./mocks/FakeBlockchain');
 var FakeStorage = require('./mocks/FakeStorage');
 var WalletFactory = require('../js/models/core/WalletFactory');
 
-var o = '{"opts":{"id":"dbfe10c3fae71cea","spendUnconfirmed":1,"requiredCopayers":3,"totalCopayers":5,"version":"0.0.5"},"publicKeyRing":{"walletId":"dbfe10c3fae71cea","networkName":"testnet","requiredCopayers":3,"totalCopayers":5,"indexes":[{"cosigner":2,"changeIndex":0,"receiveIndex":0}],"copayersExtPubKeys":["tpubD6NzVbkrYhZ4YGK8ZhZ8WVeBXNAAoTYjjpw9twCPiNGrGQYFktP3iVQkKmZNiFnUcAFMJRxJVJF6Nq9MDv2kiRceExJaHFbxUCGUiRhmy97","tpubD6NzVbkrYhZ4YKGDJkzWdQsQV3AcFemaQKiwNhV4RL8FHnBFvinidGdQtP8RKj3h34E65RkdtxjrggZYqsEwJ8RhhN2zz9VrjLnrnwbXYNc","tpubD6NzVbkrYhZ4YkDiewjb32Pp3Sz9WK2jpp37KnL7RCrHAyPpnLfgdfRnTdpn6DTWmPS7niywfgWiT42aJb1J6CjWVNmkgsMCxuw7j9DaGKB","tpubD6NzVbkrYhZ4XEtUAz4UUTWbprewbLTaMhR8NUvSJUEAh4Sidxr6rRPFdqqVRR73btKf13wUjds2i8vVCNo8sbKrAnyoTr3o5Y6QSbboQjk","tpubD6NzVbkrYhZ4Yj9AAt6xUVuGPVd8jXCrEE6V2wp7U3PFh8jYYvVad31b4VUXEYXzSnkco4fktu8r4icBsB2t3pCR3WnhVLedY2hxGcPFLKD"],"nicknameFor":{},"publicKeysCache":{"m/0/1/0":["0314368b8efa07e8c7dad30498d0a7e3aa575db1fef833347c6d381c1a33a17b17","02cfd95f89ab46bd3bd86954dd9f83dbab0cd2e4466dee587e8e4d8d733fc0d748","02568969eb6212fe946450be6c5b3353fc754a40b2cdc4aed501a8976fec371da8","0360f870a088ae0ef1c37035a9b6a462ca8dcdd5da275f4e2dcd19f44b81d3e7e4","0300ad8f1bded838b02e127bb25961fbcee718db2df81f680f889692acdcbdd73d"],"m/0/1/1":["024f97a9adb2fa9306c4e3d9244f5e5355c7e2c6b3dd4122ba804e17dc9729df5d","0214834a5adcbc4ad0f3bbbc1c280b8ac480387fcc9a1fd988c1526ed496d923c4","024e72338bd5e976375d076bd71a9649e9141b4cbfc9e16cb7109b354b3e913a05","0322045ea35c3118aa7ab9f2c9f182b0120956b0aa65cc72b9d093f145327a4b17","030dc2450c72df366c1960739c577a2efd4451070bd78effcb6f71d1bcd7dfc7a8"],"m/0/1/2":["0247de59deb66783b8f9b0c326234a9569d00866c2a73f599e77a4d0cab5cbce8f","0376e49f0ac3647404034aae0dc8dd927c34a634ef24ea36f56a272f75fce9539b","032fbaa2593bd1eea4a46e7ac15f15802cdd1eb65a7d5bc4364ddd9d52f0838234","03a81f2a7e1f7191aa0b0c6e0a4ccefc71edd3564e86014972fe338045f68d5a5a","02eb8a012ea9a709392502cacda6ef5115d6d2319ab470d546d9068ab941621a99"],"m/0/0/0":["036dcbd378b4352120d6b720b6294dd2d0dd02801fcf010bb69dadbec1f3999279","022089eedb85dc45d1efa418e1ea226588deedebc1d85acca15ff72783e33636c0","0388aa5fd432b74c56427396f350d236c3ca8f7b2f62da513ce4c2e6ff04a67e9c","02fc4caa7449db7483d2e1fccdacac6fa2f736278c758af9966402589b5632f13e","02e4a15b885d8b2d586f82fa85d16179644e60a154674bde0ec3004810b1bdab99"],"m/0/0/1":["039afa26b2f341c76c7b3c3d0672438f35ac6ebb67b1ddfefac9cd79b7b24418c1","021acaaf500d431ebc396f50630767b01c91ce98ae48e968775ceaad932b7e3b8e","022a947259c4a9f76d5e95c0849df31d01233df41d0d75d631b89317a48d8cddce","03d38d9f94217da780303d9a8987c86d737ef39683febc0cd6632cddbfa62186fd","0394d2581b307fe2af19721888d922aab58ab198ef88cedf9506177e30d807811e"],"m/0/0/2":["037825ffce15d34f9bd6c02bcda7701826706471a4d6ab5004eb965f98811c2098","023768dd6d3c71b7df5733ccda5b2d8b454d5b4c4179d91a6fda74db8b869a2406","021a79e91f003f308764d43039e9b5d56bc8f33ca2f4d30ec6cc5a37c0d09dc273","02437f1e388b273936319f79a5d22958ef5ebff9c8cd7b6f6f72518445b1e30867","0373b0881cb4fd02baa62589023fdfe9739c6148cf104d907549f2528eb80146f5"]}},"txProposals":{"txps":[],"walletId":"dbfe10c3fae71cea","networkName":"testnet"},"privateKey":{"extendedPrivateKeyString":"tprv8ZgxMBicQKsPeoHLg3tY75z4xLeEe8MqAXLNcRA6J6UTRvHV8VZTXznt9eoTmSk1fwSrwZtMhY3XkNsceJ14h6sCXHSWinRqMSSbY8tfhHi","networkName":"testnet","privateKeyCache":{}},"addressBook":{},"backupOffered":false}';
+var o = '{"opts":{"id":"dbfe10c3fae71cea","spendUnconfirmed":1,"requiredCopayers":3,"totalCopayers":5,"version":"0.0.5"},"publicKeyRing":{"walletId":"dbfe10c3fae71cea","networkName":"testnet","requiredCopayers":3,"totalCopayers":5,"indexes":[{"cosigner":2,"changeIndex":0,"receiveIndex":0}],"copayersBackup":[],"copayersExtPubKeys":["tpubD6NzVbkrYhZ4YGK8ZhZ8WVeBXNAAoTYjjpw9twCPiNGrGQYFktP3iVQkKmZNiFnUcAFMJRxJVJF6Nq9MDv2kiRceExJaHFbxUCGUiRhmy97","tpubD6NzVbkrYhZ4YKGDJkzWdQsQV3AcFemaQKiwNhV4RL8FHnBFvinidGdQtP8RKj3h34E65RkdtxjrggZYqsEwJ8RhhN2zz9VrjLnrnwbXYNc","tpubD6NzVbkrYhZ4YkDiewjb32Pp3Sz9WK2jpp37KnL7RCrHAyPpnLfgdfRnTdpn6DTWmPS7niywfgWiT42aJb1J6CjWVNmkgsMCxuw7j9DaGKB","tpubD6NzVbkrYhZ4XEtUAz4UUTWbprewbLTaMhR8NUvSJUEAh4Sidxr6rRPFdqqVRR73btKf13wUjds2i8vVCNo8sbKrAnyoTr3o5Y6QSbboQjk","tpubD6NzVbkrYhZ4Yj9AAt6xUVuGPVd8jXCrEE6V2wp7U3PFh8jYYvVad31b4VUXEYXzSnkco4fktu8r4icBsB2t3pCR3WnhVLedY2hxGcPFLKD"],"nicknameFor":{},"publicKeysCache":{"m/0/1/0":["0314368b8efa07e8c7dad30498d0a7e3aa575db1fef833347c6d381c1a33a17b17","02cfd95f89ab46bd3bd86954dd9f83dbab0cd2e4466dee587e8e4d8d733fc0d748","02568969eb6212fe946450be6c5b3353fc754a40b2cdc4aed501a8976fec371da8","0360f870a088ae0ef1c37035a9b6a462ca8dcdd5da275f4e2dcd19f44b81d3e7e4","0300ad8f1bded838b02e127bb25961fbcee718db2df81f680f889692acdcbdd73d"],"m/0/1/1":["024f97a9adb2fa9306c4e3d9244f5e5355c7e2c6b3dd4122ba804e17dc9729df5d","0214834a5adcbc4ad0f3bbbc1c280b8ac480387fcc9a1fd988c1526ed496d923c4","024e72338bd5e976375d076bd71a9649e9141b4cbfc9e16cb7109b354b3e913a05","0322045ea35c3118aa7ab9f2c9f182b0120956b0aa65cc72b9d093f145327a4b17","030dc2450c72df366c1960739c577a2efd4451070bd78effcb6f71d1bcd7dfc7a8"],"m/0/1/2":["0247de59deb66783b8f9b0c326234a9569d00866c2a73f599e77a4d0cab5cbce8f","0376e49f0ac3647404034aae0dc8dd927c34a634ef24ea36f56a272f75fce9539b","032fbaa2593bd1eea4a46e7ac15f15802cdd1eb65a7d5bc4364ddd9d52f0838234","03a81f2a7e1f7191aa0b0c6e0a4ccefc71edd3564e86014972fe338045f68d5a5a","02eb8a012ea9a709392502cacda6ef5115d6d2319ab470d546d9068ab941621a99"],"m/0/0/0":["036dcbd378b4352120d6b720b6294dd2d0dd02801fcf010bb69dadbec1f3999279","022089eedb85dc45d1efa418e1ea226588deedebc1d85acca15ff72783e33636c0","0388aa5fd432b74c56427396f350d236c3ca8f7b2f62da513ce4c2e6ff04a67e9c","02fc4caa7449db7483d2e1fccdacac6fa2f736278c758af9966402589b5632f13e","02e4a15b885d8b2d586f82fa85d16179644e60a154674bde0ec3004810b1bdab99"],"m/0/0/1":["039afa26b2f341c76c7b3c3d0672438f35ac6ebb67b1ddfefac9cd79b7b24418c1","021acaaf500d431ebc396f50630767b01c91ce98ae48e968775ceaad932b7e3b8e","022a947259c4a9f76d5e95c0849df31d01233df41d0d75d631b89317a48d8cddce","03d38d9f94217da780303d9a8987c86d737ef39683febc0cd6632cddbfa62186fd","0394d2581b307fe2af19721888d922aab58ab198ef88cedf9506177e30d807811e"],"m/0/0/2":["037825ffce15d34f9bd6c02bcda7701826706471a4d6ab5004eb965f98811c2098","023768dd6d3c71b7df5733ccda5b2d8b454d5b4c4179d91a6fda74db8b869a2406","021a79e91f003f308764d43039e9b5d56bc8f33ca2f4d30ec6cc5a37c0d09dc273","02437f1e388b273936319f79a5d22958ef5ebff9c8cd7b6f6f72518445b1e30867","0373b0881cb4fd02baa62589023fdfe9739c6148cf104d907549f2528eb80146f5"]}},"txProposals":{"txps":[],"walletId":"dbfe10c3fae71cea","networkName":"testnet"},"privateKey":{"extendedPrivateKeyString":"tprv8ZgxMBicQKsPeoHLg3tY75z4xLeEe8MqAXLNcRA6J6UTRvHV8VZTXznt9eoTmSk1fwSrwZtMhY3XkNsceJ14h6sCXHSWinRqMSSbY8tfhHi","networkName":"testnet","privateKeyCache":{}},"addressBook":{}}';
 
 describe('WalletFactory model', function() {
   var config = {
@@ -95,8 +95,8 @@ describe('WalletFactory model', function() {
   });
 
   it('support old index schema: #fromObj #toObj round trip', function() {
-    var o = '{"opts":{"id":"dbfe10c3fae71cea","spendUnconfirmed":1,"requiredCopayers":3,"totalCopayers":5,"version":"0.0.5"},"publicKeyRing":{"walletId":"dbfe10c3fae71cea","networkName":"testnet","requiredCopayers":3,"totalCopayers":5,"indexes":{"changeIndex":0,"receiveIndex":0},"copayersExtPubKeys":["tpubD6NzVbkrYhZ4YGK8ZhZ8WVeBXNAAoTYjjpw9twCPiNGrGQYFktP3iVQkKmZNiFnUcAFMJRxJVJF6Nq9MDv2kiRceExJaHFbxUCGUiRhmy97","tpubD6NzVbkrYhZ4YKGDJkzWdQsQV3AcFemaQKiwNhV4RL8FHnBFvinidGdQtP8RKj3h34E65RkdtxjrggZYqsEwJ8RhhN2zz9VrjLnrnwbXYNc","tpubD6NzVbkrYhZ4YkDiewjb32Pp3Sz9WK2jpp37KnL7RCrHAyPpnLfgdfRnTdpn6DTWmPS7niywfgWiT42aJb1J6CjWVNmkgsMCxuw7j9DaGKB","tpubD6NzVbkrYhZ4XEtUAz4UUTWbprewbLTaMhR8NUvSJUEAh4Sidxr6rRPFdqqVRR73btKf13wUjds2i8vVCNo8sbKrAnyoTr3o5Y6QSbboQjk","tpubD6NzVbkrYhZ4Yj9AAt6xUVuGPVd8jXCrEE6V2wp7U3PFh8jYYvVad31b4VUXEYXzSnkco4fktu8r4icBsB2t3pCR3WnhVLedY2hxGcPFLKD"],"nicknameFor":{},"publicKeysCache":{"m/0/1/0":["0314368b8efa07e8c7dad30498d0a7e3aa575db1fef833347c6d381c1a33a17b17","02cfd95f89ab46bd3bd86954dd9f83dbab0cd2e4466dee587e8e4d8d733fc0d748","02568969eb6212fe946450be6c5b3353fc754a40b2cdc4aed501a8976fec371da8","0360f870a088ae0ef1c37035a9b6a462ca8dcdd5da275f4e2dcd19f44b81d3e7e4","0300ad8f1bded838b02e127bb25961fbcee718db2df81f680f889692acdcbdd73d"],"m/0/1/1":["024f97a9adb2fa9306c4e3d9244f5e5355c7e2c6b3dd4122ba804e17dc9729df5d","0214834a5adcbc4ad0f3bbbc1c280b8ac480387fcc9a1fd988c1526ed496d923c4","024e72338bd5e976375d076bd71a9649e9141b4cbfc9e16cb7109b354b3e913a05","0322045ea35c3118aa7ab9f2c9f182b0120956b0aa65cc72b9d093f145327a4b17","030dc2450c72df366c1960739c577a2efd4451070bd78effcb6f71d1bcd7dfc7a8"],"m/0/1/2":["0247de59deb66783b8f9b0c326234a9569d00866c2a73f599e77a4d0cab5cbce8f","0376e49f0ac3647404034aae0dc8dd927c34a634ef24ea36f56a272f75fce9539b","032fbaa2593bd1eea4a46e7ac15f15802cdd1eb65a7d5bc4364ddd9d52f0838234","03a81f2a7e1f7191aa0b0c6e0a4ccefc71edd3564e86014972fe338045f68d5a5a","02eb8a012ea9a709392502cacda6ef5115d6d2319ab470d546d9068ab941621a99"],"m/0/0/0":["036dcbd378b4352120d6b720b6294dd2d0dd02801fcf010bb69dadbec1f3999279","022089eedb85dc45d1efa418e1ea226588deedebc1d85acca15ff72783e33636c0","0388aa5fd432b74c56427396f350d236c3ca8f7b2f62da513ce4c2e6ff04a67e9c","02fc4caa7449db7483d2e1fccdacac6fa2f736278c758af9966402589b5632f13e","02e4a15b885d8b2d586f82fa85d16179644e60a154674bde0ec3004810b1bdab99"],"m/0/0/1":["039afa26b2f341c76c7b3c3d0672438f35ac6ebb67b1ddfefac9cd79b7b24418c1","021acaaf500d431ebc396f50630767b01c91ce98ae48e968775ceaad932b7e3b8e","022a947259c4a9f76d5e95c0849df31d01233df41d0d75d631b89317a48d8cddce","03d38d9f94217da780303d9a8987c86d737ef39683febc0cd6632cddbfa62186fd","0394d2581b307fe2af19721888d922aab58ab198ef88cedf9506177e30d807811e"],"m/0/0/2":["037825ffce15d34f9bd6c02bcda7701826706471a4d6ab5004eb965f98811c2098","023768dd6d3c71b7df5733ccda5b2d8b454d5b4c4179d91a6fda74db8b869a2406","021a79e91f003f308764d43039e9b5d56bc8f33ca2f4d30ec6cc5a37c0d09dc273","02437f1e388b273936319f79a5d22958ef5ebff9c8cd7b6f6f72518445b1e30867","0373b0881cb4fd02baa62589023fdfe9739c6148cf104d907549f2528eb80146f5"]}},"txProposals":{"txps":[],"walletId":"dbfe10c3fae71cea","networkName":"testnet"},"privateKey":{"extendedPrivateKeyString":"tprv8ZgxMBicQKsPeoHLg3tY75z4xLeEe8MqAXLNcRA6J6UTRvHV8VZTXznt9eoTmSk1fwSrwZtMhY3XkNsceJ14h6sCXHSWinRqMSSbY8tfhHi","networkName":"testnet","privateKeyCache":{}},"addressBook":{},"backupOffered":false}';
-    var o2 = '{"opts":{"id":"dbfe10c3fae71cea","spendUnconfirmed":1,"requiredCopayers":3,"totalCopayers":5,"version":"0.0.5"},"publicKeyRing":{"walletId":"dbfe10c3fae71cea","networkName":"testnet","requiredCopayers":3,"totalCopayers":5,"indexes":[{"cosigner":2147483647,"changeIndex":0,"receiveIndex":0},{"cosigner":0,"changeIndex":0,"receiveIndex":0},{"cosigner":1,"changeIndex":0,"receiveIndex":0},{"cosigner":2,"changeIndex":0,"receiveIndex":0},{"cosigner":3,"changeIndex":0,"receiveIndex":0},{"cosigner":4,"changeIndex":0,"receiveIndex":0}],"copayersExtPubKeys":["tpubD6NzVbkrYhZ4YGK8ZhZ8WVeBXNAAoTYjjpw9twCPiNGrGQYFktP3iVQkKmZNiFnUcAFMJRxJVJF6Nq9MDv2kiRceExJaHFbxUCGUiRhmy97","tpubD6NzVbkrYhZ4YKGDJkzWdQsQV3AcFemaQKiwNhV4RL8FHnBFvinidGdQtP8RKj3h34E65RkdtxjrggZYqsEwJ8RhhN2zz9VrjLnrnwbXYNc","tpubD6NzVbkrYhZ4YkDiewjb32Pp3Sz9WK2jpp37KnL7RCrHAyPpnLfgdfRnTdpn6DTWmPS7niywfgWiT42aJb1J6CjWVNmkgsMCxuw7j9DaGKB","tpubD6NzVbkrYhZ4XEtUAz4UUTWbprewbLTaMhR8NUvSJUEAh4Sidxr6rRPFdqqVRR73btKf13wUjds2i8vVCNo8sbKrAnyoTr3o5Y6QSbboQjk","tpubD6NzVbkrYhZ4Yj9AAt6xUVuGPVd8jXCrEE6V2wp7U3PFh8jYYvVad31b4VUXEYXzSnkco4fktu8r4icBsB2t3pCR3WnhVLedY2hxGcPFLKD"],"nicknameFor":{},"publicKeysCache":{"m/0/1/0":["0314368b8efa07e8c7dad30498d0a7e3aa575db1fef833347c6d381c1a33a17b17","02cfd95f89ab46bd3bd86954dd9f83dbab0cd2e4466dee587e8e4d8d733fc0d748","02568969eb6212fe946450be6c5b3353fc754a40b2cdc4aed501a8976fec371da8","0360f870a088ae0ef1c37035a9b6a462ca8dcdd5da275f4e2dcd19f44b81d3e7e4","0300ad8f1bded838b02e127bb25961fbcee718db2df81f680f889692acdcbdd73d"],"m/0/1/1":["024f97a9adb2fa9306c4e3d9244f5e5355c7e2c6b3dd4122ba804e17dc9729df5d","0214834a5adcbc4ad0f3bbbc1c280b8ac480387fcc9a1fd988c1526ed496d923c4","024e72338bd5e976375d076bd71a9649e9141b4cbfc9e16cb7109b354b3e913a05","0322045ea35c3118aa7ab9f2c9f182b0120956b0aa65cc72b9d093f145327a4b17","030dc2450c72df366c1960739c577a2efd4451070bd78effcb6f71d1bcd7dfc7a8"],"m/0/1/2":["0247de59deb66783b8f9b0c326234a9569d00866c2a73f599e77a4d0cab5cbce8f","0376e49f0ac3647404034aae0dc8dd927c34a634ef24ea36f56a272f75fce9539b","032fbaa2593bd1eea4a46e7ac15f15802cdd1eb65a7d5bc4364ddd9d52f0838234","03a81f2a7e1f7191aa0b0c6e0a4ccefc71edd3564e86014972fe338045f68d5a5a","02eb8a012ea9a709392502cacda6ef5115d6d2319ab470d546d9068ab941621a99"],"m/0/0/0":["036dcbd378b4352120d6b720b6294dd2d0dd02801fcf010bb69dadbec1f3999279","022089eedb85dc45d1efa418e1ea226588deedebc1d85acca15ff72783e33636c0","0388aa5fd432b74c56427396f350d236c3ca8f7b2f62da513ce4c2e6ff04a67e9c","02fc4caa7449db7483d2e1fccdacac6fa2f736278c758af9966402589b5632f13e","02e4a15b885d8b2d586f82fa85d16179644e60a154674bde0ec3004810b1bdab99"],"m/0/0/1":["039afa26b2f341c76c7b3c3d0672438f35ac6ebb67b1ddfefac9cd79b7b24418c1","021acaaf500d431ebc396f50630767b01c91ce98ae48e968775ceaad932b7e3b8e","022a947259c4a9f76d5e95c0849df31d01233df41d0d75d631b89317a48d8cddce","03d38d9f94217da780303d9a8987c86d737ef39683febc0cd6632cddbfa62186fd","0394d2581b307fe2af19721888d922aab58ab198ef88cedf9506177e30d807811e"],"m/0/0/2":["037825ffce15d34f9bd6c02bcda7701826706471a4d6ab5004eb965f98811c2098","023768dd6d3c71b7df5733ccda5b2d8b454d5b4c4179d91a6fda74db8b869a2406","021a79e91f003f308764d43039e9b5d56bc8f33ca2f4d30ec6cc5a37c0d09dc273","02437f1e388b273936319f79a5d22958ef5ebff9c8cd7b6f6f72518445b1e30867","0373b0881cb4fd02baa62589023fdfe9739c6148cf104d907549f2528eb80146f5"]}},"txProposals":{"txps":[],"walletId":"dbfe10c3fae71cea","networkName":"testnet"},"privateKey":{"extendedPrivateKeyString":"tprv8ZgxMBicQKsPeoHLg3tY75z4xLeEe8MqAXLNcRA6J6UTRvHV8VZTXznt9eoTmSk1fwSrwZtMhY3XkNsceJ14h6sCXHSWinRqMSSbY8tfhHi","networkName":"testnet","privateKeyCache":{}},"addressBook":{},"backupOffered":false}';
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     var wf = new WalletFactory(config, '0.0.5');
     var w = wf.fromObj(JSON.parse(o));